Tuesday, July 7, 2009

www.freecreditreport.com

If you want a truly free credit report, do not visit Freecreditreport.com this may as well be a scam. They say "free credit report" in the title but it is not truly free. At that website you can get your credit report after you sign up and give your credit card information. Then, in order for it to be free you have to cancel within the 30 day free trial period. I hate having to cancel something for it to be free how about you. They are betting on the fact that you will forget to cancel. And you may be thinking: I'm too smart for that I will cancel. That is good. But why give up your information and give your self one more thing to remember to do when there is a place you can get your credit report totally free. If you visit youfixyourcredit.net you will find the link to www.annualcreditreport.com where you can get your credit report for free. There you will get a truly free credit report and you won't have to sign up for anything, give credit card information or cancel anything unlike that other website. Freecreditreport.com is owned by the Experian company and they use it to sale their product. It is a legitimate way to buy a credit report and find other tools for monitoring your credit report. However, it should not be considered free by my definition of free. In my definition of free you do not have to pay for or have to cancel anything so that you will not be charged monies. annualcreditreport.com is owned by the 3 major credit reporting agencies however, from my understanding in what I have read, it seems that the FTC has required them to put up a central place to get your report for free. So do not think that the reporting agencies did this out of the kindness of their hearts. They did it because they were required to by the federal government. The good news is that you can get your credit report for free just visit youfixyourcredit.netfor the link and other helpful tips on how to fix your credit.

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